Unsecured Loans

Looking for easy unsecured loans in NZ? Here at MoneyShop, we offer instant unsecured loans in New Zealand to help make simple financing more accessible to those who need it and may not have major assets to use as security. An unsecured loan can be used to pay for a wide range of things, and its key distinction from other types of loan is the lack of collateral. This means that we don’t ask for anything to secure the loan. Collateral used for security often includes high value assets, such as land or vehicles. When you don’t need to secure a loan with an asset like this, it’s an unsecured loan. This means that most car loans or mortgages are secured by default—the car or home itself is the collateral and can be repossessed if the loan is not paid off within the given timeframe. Many personal loans are not secured, and this usually makes them a safer option as there is less risk involved if the loan defaults. If you’re looking for fast cash, unsecured loans are generally the best bet. Need to get paid today? Apply for a loan online today!

What can unsecured loan be used for?

Unsecured personal loans are so popular because of their versatility—they can help you pay for virtually anything! Whether you need to make car repairs, have an unexpected trip to take, want to finance your education, or have sudden medical costs, an unsecured cash loan can help you access the funds you need, and spread the costs out over a longer period of time in order to make them more manageable.

How do unsecured loans work?

Car loans may or may not involve security, and this can change the terms of the agreement. If you have any questions or concerns, feel free to contact us, and we’ll be happy to help.

Once we have your application, we can approve, and the money is deposited in your account the same day! We aim to make the process as easy and ethical as possible, with no sliding interest rates, and no hidden fees. If you want to know more about our terms and conditions before you get started, view our Costs Of Borrowing page!

Get in touch with our friendly team

We pride ourselves on our service because we believe that friendly, efficient customer service is the backbone of what we do. Our friendly team is more than happy to guide you through the process, so if you have any questions, contact us.