Borrow up to $5,000 unsecured loans

If you cannot provide security or arrange a guarantor, you may be eligible to borrow up to a $5,000 unsecured loan. And, you could use it for:

  • Unexpected medical or utility bills
  • Debt consolidation
  • Relaxed holiday
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Get a good honest loan

Looking for easy unsecured loans in NZ? Here at MoneyShop, we offer instant unsecured loans in New Zealand to help make simple financing more accessible to those who need it and may not have major assets to use as security.

An unsecured loan can be used to pay for a wide range of things, and its key distinction from other types of loan is the lack of collateral. This means that we don’t ask for anything to secure the loan.

Collateral used for security often includes high value assets, such as land or vehicles. Many personal loans are not secured, but both secured and unsecured loans can be useful, depending on the circumstances. If you’re looking for fast cash, unsecured loans are generally the best bet, because they can be quicker to set up.

Need to get paid today? Apply for a loan online!

How much do you need?
Amount $2000
$500
$20,000
Term 26 weeks
26 Payments
52 Payments
$100.63 per week
Calculating...
Loan Details
You are borrowing
$2000.00
Interest
$616.38
You need to repay
$2616.38
26 weekly payments of approx.
$100.63
Minimum repayment term
6 weeks
Maximum repayment term
26 weeks
Annual interest rate
29.95%
You are borrowing
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Interest
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You need to repay
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weekly payments of approx.
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Minimum repayment term
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Maximum repayment term
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Annual interest rate
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Why choose MoneyShop for your Unsecured Loan

Here at MoneyShop, we aim to give you the best unsecured loan. We aim to make the process as easy and ethical as possible, with no sliding interest rates, and no hidden fees.

If you want to know more about our terms and conditions before you get started, view our Rates and Terms page.

Apply online

Complete our simple online loan application form. It only takes a couple of minutes!

Competitive rates

Your application will be reviewed by one of our team ASAP, and we will send you a response as fast as we can. In some cases, this may be the next business day.

Get paid

Once your application is accepted, the money is deposited in your bank account! It couldn’t be easier.

What can unsecured loans be used for?

Unsecured personal loans are so popular because of their versatility—they can help you pay for virtually anything!

Whether you need to make car repairs, have an unexpected trip to take, want to finance your education, or have sudden medical costs, an unsecured cash loan can.

help you access the funds you need, and spread the costs out over a longer period of time in order to make them more manageable.

How do unsecured loans work?

Applying for an unsecured loan with MoneyShop is easy and hassle-free. All you need to do is fill out our application form, tell us what you’re looking to finance with the loan, and supply some personal details. These include bank statements or payslips showing your income for the last three months, two forms of approved ID, and how much you want to borrow. Details required for unsecured loans tend to be more in-depth than for secured loans, but if you’re unable to provide all of the details we need, we can always talk to you about working out the next step together.

Once we have your application, we can approve, and the money is deposited in your account the same day! We aim to make the process as easy and ethical as possible, with no sliding interest rates, and no hidden fees. If you want to know more about our terms and conditions before you get started, view our Rates and Terms page!

Get in touch with our friendly team

We pride ourselves on our service because we believe that friendly, efficient customer service is the backbone of what we do. Our friendly team is more than happy to guide you through the process, so if you have any questions, contact us.

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FAQ's

An unsecured loan is applicable if you cannot provide security or arrange a guarantor. You may be eligible to borrow up to $5,000 through an unsecured loan. An unsecured loan can be used to pay for a wide range of things, and its key distinction from other types of loans is the lack of collateral. This means that we don’t ask for anything to secure the loan.

Complete our simple online loan application form. It only takes a couple of minutes! Your application will be reviewed by one of our team members ASAP, and we will send you a response as fast as we can. In some cases, this may be the next business day.

Unsecured personal loans can help you pay for virtually anything! If you need to make car repairs, have an unexpected trip to take, want to finance your education, or have sudden medical costs, an unsecured cash loan can help you access the funds you need, and spread the costs out over a longer period of time in order to make them more manageable.

You can only have one unsecured loan at a time.

The key distinction between the two is the lack of collateral an unsecured loan has. If you’re looking for fast cash, unsecured loans are generally the best bet, because they can be quicker to set up. Details required for unsecured loans are the same as a secured loan, but if you’re unable to provide all of the details we need, we can always talk to you about working out the next step together.

Here at MoneyShop, we aim to give you the best unsecured loan. We aim to make the process as easy and ethical as possible, with no sliding interest rates and no hidden fees. If you want to know more about our terms and conditions before getting started, view our Rates and Terms page

Got More Questions?

Our friendly team are here to help you throughout the entire lending process. Call us on 0800 66 66 39 or get in contact with us here

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Here to give you a helping hand

Our friendly team are here to help you throughout the entire lending process.

Call us on 0800 66 66 39