Looking for easy unsecured loans in NZ? Here at MoneyShop, we offer instant unsecured loans in New Zealand to help make simple financing more accessible to those who need it and may not have major assets to use as security.
An unsecured loan can be used to pay for a wide range of things, and its key distinction from other types of loan is the lack of collateral. This means that we don’t ask for anything to secure the loan.
Collateral used for security often includes high value assets, such as land or vehicles. Many personal loans are not secured, but both secured and unsecured loans can be useful, depending on the circumstances. If you’re looking for fast cash, unsecured loans are generally the best bet, because they can be quicker to set up.
Need to get paid today? Apply for a loan online!
If you want to know more about our terms and conditions before you get started, view our Rates and Terms page.
Complete our simple online loan application form. It only takes a couple of minutes!
Your application will be reviewed by one of our team ASAP, and we will send you a response as fast as we can. In some cases, this may be the next business day.
Once your application is accepted, the money is deposited in your bank account! It couldn’t be easier.
An unsecured loan doesn’t require any security; property which can be repossessed if the loan defaults. Here at Money Shop, we offer options for unsecured personal loans, so if you don’t want to use the car you’re borrowing for as security, we can help.
Applying for an unsecured loan with MoneyShop is easy and hassle-free. All you need to do is fill out our application form, tell us what you’re looking to finance with the loan, and supply some personal details. These include bank statements or payslips showing your income for the last three months, two forms of approved ID, and how much you want to borrow. Details required for unsecured loans tend to be more in-depth than for secured loans, but if you’re unable to provide all of the details we need, we can always talk to you about working out the next step together.
Once we have your application, we can approve, and the money is deposited in your account the same day! We aim to make the process as easy and ethical as possible, with no sliding interest rates, and no hidden fees. If you want to know more about our terms and conditions before you get started, view our Rates and Terms
Here at MoneyShop, we aim to give you the best unsecured loan. We aim to make the process as easy and ethical as possible, with no sliding interest rates and no hidden fees. If you want to know more about our terms and conditions before getting started, view our Rates and Terms page
Our friendly team are here to help you throughout the entire lending process. Call us on 0800 66 66 39 or get in contact with us here
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years