Emergency Loans
Need an emergency loan fast? Been caught out by a sudden, unexpected expense?
Whether you need to make a trip on short notice, have run into unforeseen insurance costs, or have medical bills to pay, we can help. Here at MoneyShop, we offer quick emergency cash loans you can trust, and that’s why we’ve been New Zealand’s favourite lender for almost 30 years. You can count on us for finance that’s both accessible and ethical. We understand that some things are out of your control, and it’s our job to help you get back on track. After all, when an emergency occurs, the last thing you want to think about is repayment fees and financial issues. MoneyShop aims to give you the cheapest possible emergency loans in NZ. Don’t worry about sliding interest rates or complicated fees, get peace of mind with MoneyShop!
Complete our simple online loan application form. It only takes a couple of minutes!
Your application will be reviewed by one of our team ASAP, and we will send you a response as fast as we can. In some cases, this may be the next business day.
Once your application is accepted, the money is deposited in your bank account! It couldn’t be easier.
$200 - $20,000
If you have all of the required documents to support your loan application, we can process a loan in less than two hours.
Our interest rate varies. It is dependent on a number of factors, such as the security offered for the loan and the duration of the loan. Once determined, the interest rate is fixed for the term of the loan.
Our repayment period is from three months to a maximum of 36 months, from $30 per week.
Yes, normal lending criteria applies.
It depends, give us a call and we can do a credit check to see if we can help.
You must be at least 18 years of age to apply for any form of credit or finance.
See “Repay A Loan” in our Resources section for more information.
We lend on cars, furniture and property. There must be no money owing on your security. If a balance remains, we can sometimes pay this out and build the cost into your personal loan.
If you are unable to provide security, it may be that your situation allows us to lend you an unsecured loan up to the value of $1500. Otherwise, you can arrange a Guarantor. The Guarantor follows the same procedure as if they were borrowing the money and must have suitable security.
Yes we can refinance your loan if you have a good repayment history with us, clear credit and affordability.
Yes, but please note there may be an early repayment fee.
