Online Loans / Personal Loans / Emergency Loans
Fast emergency loans to help you through anything
Get peace of mind with an affordable emergency loan from MoneyShop today. No matter your need, we offer quick emergency cash loans that you can trust to:
- Finance a trip on short notice
- Pay for unforeseen insurance costs
- Repay unexpected medical bills
Get peace of mind
Whether you need to make a trip on short notice, have run into unforeseen insurance costs, or have medical bills to pay, we can help. Here at MoneyShop, we offer quick emergency cash loans you can trust, and that’s why we’ve been New Zealand’s favourite lender for almost 30 years. You can count on us for finance that’s both accessible and ethical.
We understand that some things are out of your control, and it’s our job to help you get back on track. After all, when an emergency occurs, the last thing you want to think about is repayment fees and financial issues. MoneyShop aims to give you the cheapest possible emergency loans in NZ. Don’t worry about sliding interest rates or complicated fees, get peace of mind with MoneyShop!
How much do you need?
Amount $2000
$200
$20,000
Term 26 weeks
26 Payments
52 Payments
$100.63 per week
Calculating...
Loan Details
You are borrowing
$2000.00
Interest
$616.38
You need to repay
$2616.38
26 weekly payments of approx.
$100.63
Minimum repayment term
6 weeks
Maximum repayment term
26 weeks
Annual interest rate
29.95%
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You need to repay
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weekly payments of approx.
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Note: Loan payments are indicative only and will be confirmed during the loan application
Why choose MoneyShop for your Emergency Loan
Here at MoneyShop, we aim to approve your application and get you access to your finances as fast as possible. Thanks to our emergency loan online application process, you can apply quickly any time, any day.
Apply online
Complete our simple online loan application form. It only takes a couple of minutes!
Competitive rates
Your application will be reviewed by one of our team ASAP, and we will send you a response as fast as we can. In some cases, this may be the next business day.
Get paid
Once your application is accepted, the money is deposited in your bank account! It couldn’t be easier.
Emergency Loan FAQ's
How Do I get an Emergency Loan?
Complete our simple online loan application form. It only takes a couple of minutes! Your application will be reviewed by one of our team ASAP, and we will send you a response as fast as we can. Once your application is accepted, the money is deposited in your bank account! It couldn’t be easier.
What should I use an Emergency Loan For?
An emergency fund is used for unexpected major expenses that require you to use the money immediately. Here are situations where it would make the most sense to use your emergency fund:
- Sudden job loss
- Sudden job loss
- Medical emergencies
- Unexpected home repairs
- Last-minute bookings for travel emergencies
How Fast can I get an Emergency Loan?
Here at MoneyShop, we aim to approve your application and get you access to your finances as fast as possible. In some cases, this may be the next business day. Thanks to our emergency loan online application process, you can apply quickly any time, any day.
Can I take out an emergency loan from MoneyShop if I have another existing loan?
We would love to help but this will be determined based on your financial stiuation. Contact Us to see what we can do.
Can I get an Emergency Loan with Bad Credit?
It depends – give us a call and we can do a credit check to see if we can help.
Why should I get my Emergency loan from MoneyShop?
Here at MoneyShop we are all about providing our customers with quick and easy solutions. It only takes minutes to apply for an emergency loan online and your application will be in the hands of our staff ASAP.
Any more questions?
Our friendly team are here to help you throughout the entire lending process. Call us on 0800 66 66 39 or get in contact with us here
Here to give you a helping hand
Our friendly team are here to help you throughout the entire lending process.
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years