Car Loans

Need to buy a new set of wheels? Hit the road sooner rather than later with a car loan from Money Shop—New Zealand’s favourite lender for over 28 years. Each of our online car loans is tailored to you and your needs. Whether you’re looking to buy your first car, or upgrade from a used vehicle to a new one, our online car loans can help you get behind the wheel. We can even offer car repair loans for vehicles that need work done. Our loans can also be used to refinance existing car loans that you may have taken out with a dealership, as you might find that our rates or fee structures are better, or that your loan term needs to be altered. Here at Money Shop, we believe in fast, easy, and ethical loans, and our loan application process reflect that! If you’re ready to hit the road, apply online for reliable car finance now!

Calculate your loan

Online car loans in NZ have never been easier. Don’t guess at your budget! With Money Shop, you can see how long it will take to repay your loan, and how much the repayment amounts will be before you apply.

Types of car loans

Car loans may or may not involve security, and this can change the terms of the agreement. If you have any questions or concerns, feel free to contact us, and we’ll be happy to help.

Unsecured car loans

An unsecured loan doesn’t require any security; property which can be repossessed if the loan defaults. Here at Money Shop, we offer options for unsecured personal loans, so if you don’t want to use the car you’re borrowing for as security, we can help.

Secured car loans

Most car loans use the car itself as collateral, which means the car can be sold to pay off the loan if it defaults. In some cases, this can benefit you, as it can alter the fee structure of the loan.