Each of our online car loans is tailored to you and your needs. Whether you’re looking to buy your first car, or upgrade from a used vehicle to a new one, our online car loans can help you get behind the wheel.
Online car loans in NZ have never been easier. Don’t guess at your budget! With MoneyShops’ handy car loan calculator, you can see how long it will take to repay your loan, and how much the repayment amounts will be before you apply.
Here at MoneyShop, we believe in fast, easy, and ethical loans, and our loan application process reflect that! If you’re ready to hit the road, apply online for reliable car finance now!
Complete our simple online loan application form. It only takes a couple of minutes!
Refinance existing car loans that you may have taken out with a dealership, as you might find that our rates or fee structures are better, or that your loan term needs to be altered.
We offer car repair loans for vehicles that need work done so you can get back on the road.
An unsecured loan doesn’t require any security; property which can be repossessed if the loan defaults. Here at Money Shop, we offer options for unsecured personal loans, so if you don’t want to use the car you’re borrowing for as security, we can help.
Most car loans use the car itself as collateral, which means the car can be sold to pay off the loan if it defaults. In some cases, this can benefit you, as it can alter the fee structure of the loan
$200 - $20,000
If you have all of the required documents to support your loan application, we can process a loan in less than two hours.
Our interest rate varies. It is dependent on a number of factors, such as the security offered for the loan and the duration of the loan. Once determined, the interest rate is fixed for the term of the loan.
Our repayment period is from three months to a maximum of 36 months, from $30 per week.
Yes, normal lending criteria applies.
It depends, give us a call and we can do a credit check to see if we can help.
You must be at least 18 years of age to apply for any form of credit or finance.
We lend on cars, furniture and property. There must be no money owing on your security. If a balance remains, we can sometimes pay this out and build the cost into your personal loan.
If you are unable to provide security, it may be that your situation allows us to lend you an unsecured loan up to the value of $1500. Otherwise, you can arrange a Guarantor. The Guarantor follows the same procedure as if they were borrowing the money and must have suitable security.
Yes we can refinance your loan if you have a good repayment history with us, clear credit and affordability.
Yes, but please note there may be an early repayment fee.