We’ve never missed a payment in 30 years
MoneyShop ensures monthly payments to investors, regardless of whether the corresponding payments have been received from borrowers.
Investment returns from 8.25% p.a
*Note: Any offer resulting from this advertisement is not a “regulated offer” for the purposes of the Financial Markets Conduct Act 2013 (FMCA). MoneyShop cannot address any enquiries or accept any investments from persons to whom a regulated offer is required to be made under the FMCA. MoneyShop is currently able to accept investments from certain wholesale investors, under the FMCA, who invest $750,000 or more or who have a net worth in excess of $5 million.
Why invest with MoneyShop?
Below are only some of the best reasons to invest in loans with Moneyshop.
- Returns starting from 8.25% p.a.*
- Alternative investment
- Regular monthly payments
- 30 years in business
- 100% Kiwi owned and operated
*Note: Any offer resulting from this advertisement is not a “regulated offer” for the purposes of the Financial Markets Conduct Act 2013 (FMCA). MoneyShop cannot address any enquiries or accept any investments from persons to whom a regulated offer is required to be made under the FMCA. MoneyShop is currently able to accept investments from certain wholesale investors, under the FMCA, who invest $750,000 or more or who have a net worth in excess of $5 million.
Invest Now
How do our loan investments work?
Investment Opportunity
Investor invests $50,000 and MoneyShop sells $50,000 worth of loans (Peer to Peer lending). MoneyShop pays the Investor returns from 8.25% p.a. for amounts invested up to $500,000 after which it is 8.5% then any amount over $1million, is 9%. You must have a net worth in excess of 5 million dollars.
Payments Assured
When a client borrows for a two-year term, the corresponding investment also spans two years. Over this loan period, investors will receive both interest and capital on a monthly basis. MoneyShop commits to delivering these payments to investors, irrespective of the borrower's payments to MoneyShop.
Fixed interest rate
The interest rate to the Investor is fixed for the term of the loan, so if they get 8.25% today and we drop our rates to say 5%, then they still get 8.25% on all loans up to the date of the change. The same is true when we increase our rate.
How do I qualify for this investment opportunity?
Moneyshop is currently able to accept investments from certain wholesale investors, under the Financial Markets Conduct Act (FMCA), who fall within one of the following categories.
Category One
You must have net assets in excess of
$5 million
For the last two years
(Minimum investment of $50,000)
Category Two
You must invest
$750,000
Or more
MoneyShop Group is not a registered Peer to Peer lender with the FMCA. We can not accept deposits unless these conditions above are meet. Any offer resulting from this proposal is not a “regulated offer” for the purposes of the FMCA.
Interest rates on amounts invested
Minimum investment of
$0 - $500,000
8.25%
Any investment of
$500,000 - $1,000,000
8.5%
Any investment of
$1,000,000 +
9%
*Note: Any offer resulting from this advertisement is not a “regulated offer” for the purposes of the Financial Markets Conduct Act 2013 (FMCA). MoneyShop cannot address any enquiries or accept any investments from persons to whom a regulated offer is required to be made under the FMCA. MoneyShop is currently able to accept investments from certain wholesale investors, under the FMCA, who invest $750,000 or more or who have a net worth in excess of $5 million.
Helping others achieve their goals
MoneyShop provides a lending service, under which individuals seek loans to be funded by investors. Each individual is assessed by MoneyShop, making sure they comply with our lending standards. As an investor, by purchasing loan contracts from MoneyShop, you’re not only choosing an alternative investment, you’re helping others in achieving their goals.
Investor FAQ's
When can I get my investment back?
Your investment is for the length of the loan. It will take approx. 18 months for the return of capital.
Is my rate fixed?
Yes for the term of the loan.
Can you accept a deposit without meeting the FMCA requirements?
Moneyshop can only accept deposits from qualifying wholesale investors , under the FMCA, who have a net worth in excess of $5million or who invest $750,000 or more.
Is MoneyShop Group Limited a Peer to Peer lender?
MoneyShop provides a peer-to-peer lending service. Moneyshop is not a licenced peer-to-peer lender under the Financial Markets Conduct Act 2013 Act.
Is my money safe?
The investor will receive interest and capital on a monthly basis regardless of whether the borrower pays MoneyShop. Investors are encouraged to take independent financial advice.
When will I receive interest and capital on my investment?
Interest and capital on all loans is paid monthly in arrears. Investors have the option of reinvesting interest or having it paid out to their nominated bank account on a weekly basis.
Any more questions?
Please contact us to discuss here
Let’s talk opportunities
If you would like to discuss investment opportunities with MoneyShop Group Limited, please complete our enquiry form
The APR for an average loan of $3200 over 18 months with an interest rate of 29.95% (which includes all setup fees, our Payment Protection Plan and third party charges) is 36.5%. These charges are variable and dependent upon the amount, term of loan and costs incurred. Example 1 – Representative example of a secured loan where the amount borrowed is $3000: Interest Rate is 29.95%, If the repayment time is 103 weeks then installments would be due weekly at $50 with a final payment of $23.80. Example 2 – Representative example of an unsecured loan where the amount borrowed is $1500: Interest Rate is 29.95%, If the repayment time is 63 weeks then installments would be due weekly at $40 with a final payment of $8.81. Maximum APR 42% | Minimum Repayment Time 3 Months | Maximum Repayment Time 3 Years