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Taking Control / 14th December 2021

Want a Vacation? Here’s Why You Should Get a Loan for Travel

Family on a beach after having taken a loan for travel

Have you been hard at work for too long and need a proper break? Or perhaps you have been eyeing up the holiday season for the trip of a lifetime? Either way, having enough funds to live your vacation to the fullest is a must. If you don’t have enough money right when you need it, then it may be time to consider a vacation loan.

What is a Vacation Loan?

A vacation loan, also known as a holiday loan or travel loan, is an easy way to get the funds you need together for the exciting trips you have planned. Like most loans, you will get a lump sum upfront to spend as you please on your holiday, and then you pay it back with a bit of interest once you’re back at work. You can choose an amount to receive up to $20,000 and can then select a repayment plan that suits your goals and needs.

Why Should You Get a Loan for Travel?

So why get a vacation loan? Here are four great reasons:

1. Time the Vacation When it Suits You

You might make enough money over the year to go on your holiday, but timing is everything. Sometimes unexpected costs pop up and can leave your travel fund running dry, stopping your travel plans in their tracks. By taking out a loan for travel you can choose the date of your vacation with certainty without having to worry about timing it with payday or when your bank account is full.

2. Don’t Worry About Overspending

One of the best things about a holiday is letting loose and going that little bit extra. This feeling can be hampered if you only have enough funds available for the bare essentials of your trip, not leaving enough for eating out, shopping, and spontaneous fun activities. Top up your bank account with a vacation loan so you can spend without worrying that your card is going to get declined. This peace of mind will make your holiday that much better.

3. Make Your Honeymoon a Cherished Memory

You have just had the day of your life at your wedding after taking out one of our wedding loans, now make the next few weeks the holiday of your life with a romantic and luxurious honeymoon. Enjoy champagne, beach resorts, fancy restaurants, and more with your favourite person in the world — nothing sounds better! Make it a reality even if you don’t have the funds together just yet, with a vacation loan to see you through.

4. Bring Along Family or Friends

What’s better than an amazing holiday? An amazing holiday with your treasured friends and family! If you’ve planned your holiday and have the right amount of funds for yourself but you have decided you want to treat your closest friend or family member, then take out a vacation loan and show them what they mean to you. Fast and easy, MoneyShop’s loan process is a breeze, and your friends will be with you in no time!

Organise Your Vacation Loan Today

For an easy application, competitive rates, and money upfront, our vacation loans are designed to make your life experiences just that much better. To get your application underway with MoneyShop, apply on our website or contact us if you have any problems or concerns. Get your loan for travel and make this holiday season one to remember.